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Deposit with Drawing Facility

Deposit with Drawing Facility

Withdraw money at any time with DenizBank Cashable Term Deposit!

General Information

Thanks to Cashable Term Deposit, you can easily withdraw cash from your account within the limit set by DenizBank, before the expiry date of deposit without breaking it. Besides, you can get all the accumulated interest in withdrawals you will make for terms longer than 1 year in DenizBank Cashable Deposit Account. 

Features

  • You can repeat your cash withdrawals as many times as you want during the term until you reach the limit.
  • After withdrawing cash from your Cashable Term Deposit Account, you continue to charge the standard interest for the remaining amount, and you also get a 0.25% interest for the amount you have withdrawn. 
  • You can make withdrawals at any time from the day after opening the account.
  • Cashable Term Deposit Account is opened for deposits in TL (Turkish Lira) and XAU (Gold).
  • In Cashable Term Deposit, you can easily make your cash transactions in states of emergency or whenever you want without losing your savings or interests. 
  • 200,000 TL of the deposit accounts are under the guarantee of the Savings Deposit Insurance Fund.
  • Accounts that are opened on behalf of natural persons, not subject to commercial transactions, in TL, foreign currency, or precious metals are covered by the insurance up to 200,000 TL for each natural person in a deposit bank.
  • For your urgent needs, you can withdraw cash from your account during the term without waiting for the expiry date of your term deposit. The remaining money continues to get interest until the end of the term, without breaking the deposit.
  • You can get the total accumulated interest for 2 withdrawals up to 50% of the account balance.
  • You can continue to build up your savings without breaking the deposit. 
  • Cashable Term Deposit Accounts can be opened for all terms from 1 month to 400 days.
  • After making your cash transactions, you may get a 0.25% interest depending on the amount of cash you withdraw, while the standard interest continues to be charged on the remaining amount in your account. 
  • You can withdraw money before the expiry date of your term deposit and without breaking the deposit.
  • You can get all the accumulated interest in withdrawals you will make for terms longer than 1 year. The specified interest rates are calculated on the basis of annual, gross, and simple interest rates.

* Deposits opened in domestic branches in TL, FX and precious metals, except for those belonging to official institutions, credit institutions and financial institutions, are within the scope of insurance up to 650,000 TL in 2024, at each deposit bank, for each person.

Frequently Asked Questions

What Is a Cashable Deposit Account?

A Cashable Deposit Account, despite having a fixed term, is like a checking account in that it does not deduct the interest in your account when withdrawing money. You can easily withdraw cash from your account at any time before the expiry date.

What Can We Deposit into a Cashable Deposit Account?

You can deposit Turkish Lira and Gold into a Cashable Deposit Account.

When Can I Make My Cash Transactions After Opening a Cashable Deposit Account?

You can withdraw and deposit money via the nearest ATM and DenizBank branches at any time from the day after opening a Cashable Deposit Account.

Will I Lose Interest in the case of a Cash Transaction in my Cashable Deposit Account?

Even if you withdraw money from the account before the expiry date, the interest continues to be charged according to your account balance. If you withdraw cash from the account, you will receive 0.25% interest on the amount you withdraw. On the expiry date, you can get your interest without deduction.

How Can I Start Making Transactions in the Cashable Deposit Account?

You can visit DenizBank Online Banking or the nearest DenizBank branch to have a Cashable Deposit Account and start making transactions.

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