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DenizBank Gold

Earn 25% more bonus when your statement amount exceeds 2.000 TL!

General Information

Earn 25% more bonus!

Contactless transaction feature!

Earn 25% more bonus when your statement amount exceeds 2.000 TL!

Features

DenizBank Gold Credit Card Privileges

  • Earn 25% more bonus when your statement amount exceeds 2.000 TL!
  • Contactless transaction advantage for expenses up to 750 TL
  • Enjoy Gastroclub advantages
  • Earn bonus from shopping
  • Free shopping with bonuses earned
  • Enjoy all the Bonus campaigns
  • The Instalment Cash Advance or Cash Advance use up to the cash limit

Where to Apply for DenizBank Gold Credit Card

You can apply for DenizBank Gold credit card full of advantages right away.

  • Internet Banking
  • MobilDeniz
  • DenizKartım Application
  • All DenizBank ATMs
  • 0850 222 0 800 Call Center
  • SMS*

*Type KKART space TR ID number space your date of birth in the YYYY/MM/DD format and send it to 3280 and we will call you.

DenizBank Gold Credit Card Payment Points

Going to Branches If You Wish

  • All DenizBank branches and ATMs*.
  • All Practical points*
  • All Garanti Bank branches and ATMs*,
  • All PTT branch and ATMs*.

Wherever You Are

  • Internet Banking
  • MobilDeniz
  • DenizKartım Application
  • 0850 222 0 800 Call Center
  • SMS*

Type KKART space TR ID number and send it to 3280 and we will call you.

*A fee will be charged to your statement for the payments you will make through these points. Click here for the current fee information..

Legal Information Regarding Your Credit Card

  • Your credit card is kept closed during courier delivery for your security.
  • Once you receive your card, you can start using your card on the same day by getting an SMS* from our MobilDeniz and DenizKartım Mobile Banking applications. You can type SIFRE space 4-digit password you set yourself space the last four digit of your card and the last three figures at the back of your card to receive a password via SMS. Eg: SIFRE 1234 1234567).
  • With the regulation made in the Electronic Banking and Information Systems Regulation, as of 1 July 2020, our customers who have their mobile banking channels active can receive their card passwords through mobile banking channels instead of the SMS method.
  • Do not select your card password to be composed of numbers that are hard for you to recall or easy for the third parties to guess like your date of birth. You need to protect your card and your password information necessary to use your card, avoid sharing it with the third parties and take measures to keep others from using it.
  • In case your card gets lost or stolen or your password has been captured and you notice that your card has been used in any transaction that has taken place outside of your will, please call and notify 08502220800 Telephone Banking immediately.
  • You are responsible for the losses arising out of illegal uses which take place within 24 hours prior to loss/theft notification to be limited to 150 TL. This limit will not be applicable in case no notification is made and you will be fully responsible for the entire expenses. You can make sure that 150 TL which you will be responsible for in case of loss/theft is insured by an insurance company and if you wish you can call 08502220800 Telephone Banking to own this product through our bank.
  • You need to update your contact information changes within 15 days the latest through our branches, 08502220800 or www.denizbank.com. Otherwise, you may not receive the notifications.
  • The Bank converts the expenses incurred by the Customer with card abroad and other fx transactions based on the monthly average exchange rate it will determine for these kind of expenses or for its fx sell rate on the date it has recorded in its account into TL. In foreign credit card transactions, the agreement of the Bank with the institutions is made in USD. The expenses of foreign expenditure are first converted into USD based on the conversion rates applied by the Visa International and/or MasterCard International which issue international cards, regardless of the original type of currency and then is charged to the Bank in USD to include the up to 3 percent commission they apply. The transaction fees charged by the institutions issuing this international card are charged by the Bank in USD or TL according to the customer preferences. The customer may pay for its debt in TL or USD. In the conversion of the sum converted to USD by Visa/MasterCard to USD and sent to the Bank through settlement the current fx sell rate of the Bank on the day the settlement is received will be used. The expenses incurred in foreign airports in Turkiye can be issued in TL in the sales certificate as well as be mentioned in the account summary in USD. The expenses of the customer both domestically and internationally, the authorization costs regarding cash advance withdrawals are mentioned in the account summary (domestic authorization expenses are in TL, foreign authorization expenses are in USD account summary).

Frequently Asked Questions

How can I apply to DenizBank Gold Credit Card?

You can apply for DenizBank Gold card application by either going to a DenizBank branch that is closest to you or through Internet Banking.

When can I start using my DenizBank Gold credit card?

Your credit card is delivered as closed for your security. 1 day after we are informed by the courier that you have been delivered your card, your card will be automatically opened to use and you will be notified via SMS. Once you receive your card, you can start using your card on the same by getting your password right away.

When can I receive my DenizBank Gold credit card password?

You can receive your card password via SMS shortly. You can type SIFRE space 4-digit password you set yourself space the last 4 digit of your card number space 3 figures at the back of your card and send it to 3280.

My card has got stolen/lost. What should I do?

In case your card gets lost or stolen or your password has been captured and you notice that your card has been used in any transaction that has taken place outside of your will, please call and notify 08502220800 Telephone Banking immediately. You will be responsible for the losses arising out of illegal uses which take place within 24 hours prior to loss or theft notification to be limited to 150 TL. This limit will not be applicable in case no notification is made and you will be fully responsible for the entire expenses. You can make sure that 150 TL which you will be responsible for in case of loss/theft is insured by an insurance company and if you wish you can call 08502220800 Telephone Banking to own this product through our bank and receive detailed information.

Which advantages can I enjoy with DenizBank Gold credit card?

  • With DenizBank Gold cards through which you can enjoy the full advantages of Bonus, once your statement surpasses 2.000 TL, you can earn 25% more bonus.
  • In shopping up to 120 TL you make domestically and internationally, you can enjoy the contactless transaction feature. Thanks to this feature, you can do shopping without entering a password and save time.
  • You can use cash advance or instalment cash advance up to 100% of your DenizBank Gold card limit, you can meet your urgent cash need.

How can I realize my card payments?

By going to DenizBank branches;

  • Through all DenizBank branches and Internet Banking ATMs,
  • All Practical points*
  • All Garanti Bank branches and ATMs*,
  • All PTT branch and ATMs*.
  • All ICBC Turkiye branches.

Wherever you are;

  • Other banks via EFT,
  • From your DenizBank account through automatic payment order,
  • 08502220800 Telephone Banking,
  • www.denizbank.com Internet Banking.