Collection Management Services

General Information

Direct Debiting System – DDS

It is a cash management system that enables companies to automatically carry out their forward and cash collections from their dealers or customers in TL or FX using our Bank's system.

Features of Direct Debiting System

Direct Debiting System functions “With Credit” or “Without Credit” depending on the agreement signed with the company. Depending on the preference of the company, an online collection system or an offline collection system based on file transfer can be established between the bank’s system and the company’s system.
Collections can be made in Turkish Lira, Foreign Currency or mixed. Furthermore, depending on the terms of the agreement signed with the company, DDS receivables can be discounted before the maturity.

Advantages of Direct Debiting System

Collections are made automatically instead of manual methods such as checks and promissory notes.
Follow-up of receivables is concluded quickly.
Letter of guarantee, check / promissory note collection fees and maturity loss are eliminated.
Collection risk is significantly reduced within our bank's DDS credit limits.
Since it will be known when and how much collection will be made in line with the credit limits of the dealers, a regular cash flow is secured.
Limit/risk, invoice and collection information of dealers can be easily monitored via Internet Banking.
Dealers can instantly pay their invoices via Internet Banking.
Status information of the collections are recognized automatically.

Direct Debiting System Functioning

The parent company sends the invoice information electronically to DenizBank.
On the maturity date, the invoice amount is automatically collected from the account of the dealer or the customer. Customers can also pay their invoices via Internet Banking.
Invoices can be paid on the maturity, but they can also be paid early or with delay by the dealer through Internet Banking, depending on the way of working of the Parent Company and in accordance with the terms of the agreement signed.
If the account balance of the dealer or customer is insufficient, the DDS Credit Limit will be used.
The receivable amount is transferred to the parent company by automatically utilizing credit from the available DDS credit limit.
Within the system, it is possible to work with all dealers with credit or without credit.

Fuel Payment Systems

It is a product that enables your company's vehicles to purchase fuel from OPET (Otobil) and PETROL OFİSİ (AutoMatic) stations without paying any fees.

The contracted company (OPET, PETROL OFİSİ, AKCANLAR, ECE PETROL) sends your invoice information arising from your fuel purchases to our bank and the invoice amounts are automatically collected from your accounts on the due payment date.

Thanks to your credit limit that you can use for your payments, your invoices can be paid even if there is no balance in your account on the payment date.

Advantages of Fuel Payment System

You can control the fuel expenditures of your vehicles.
You can ensure that your vehicles purchase fuel at specified times.
You can ensure that your vehicles purchase fuel within the specified region and province.
You can set daily, weekly or monthly liter limits for your vehicles and restrict fuel purchases above these limits.

Cash Card

The way to get rid of carrying checkbooks, promissory notes and cash, and keeping track of due payment dates is now through Cash Card.

Developed to enable you to experience security, prestige and convenience with a single card when purchasing goods and services from contracted companies of DenizBank, "Cash Card" is the answer to all in your business life.

Cash Card is a card payment and collection system with a special financing opportunity that eliminates the difficulties, costs and risks of using cash, checks/promissory notes and letters of guarantee, which can work with a completely flexible maturity structure for commercial enterprises to be used in the purchase of goods.

Cash Card for Companies Selling Goods / Services

Use Cash Card for your commercial goods/services sales and don’t miss the advantages offered by the contemporary system.

Advantages of Cash Card;

You are saved from the operational risks and costs that the other collection methods, such as checks, promissory notes and L/Gs bear. By this way, you can gain a competitive advantage.
You get rid of the risk of carrying cash.
You save up on collection commissions and fees of checks and promissory notes.
You are saved from the value date loss in checks and promissory note collections.
You can regularly monitor your receivables.
You will gain operational benefits by creating automatic accounting.
In case of selling goods / services within the bank’s guarantee limit, our Bank guarantees that your receivables are collected at their due dates; therefore, you will have a planned and efficient finance management.
As your receivables are under guarantee, the risk premium which you reflect on your products will be deducted from the price, which will give you a competitive advantage in the end.
In addition, by using Internet Banking, you can follow up many of your transactions quickly over the web without going to the branch.
- You can track the limits, risks and future-dated transactions of the card holder. As you are able to track the available limit on the card, you will know how much additional transactions can be realized from the card.
- You can view the future-dated transactions of the card holders processed through Cash Card, together with the maturity date and blockage release date. You will be able to report your receivables in a certain timeframe and manage your cash flow that way.
- If you wish, you can postpone the due dates of transactions on the Cash Card Transactions Update menu.

Cash Card for Companies Purchasing Goods / Services

Use Cash Card for your goods/services purchases and don’t miss the advantages offered by the contemporary system. Let us find solutions for your payments, while you stay focused on your business.

Advantages of Cash Card

You can make payments with flexible maturities and amounts.
You can save up on taxes and commissions paid to obtain checkbooks or letters of guarantee.
You get rid of the risk of carrying checkbook or cash.
You have the chance to benefit from the advantages offered by the vendors.
When you need, you can get funding with affordable interest rates to make your due payments.
Thanks to the special cash loan funding support offered to you on the maturity date, you will not face the risk of bounced checks.
You will no longer need to obtain checkbooks from banks, because it is an infinite-leaf checkbook within Cash Card limits.
In addition, by using Internet Banking, you can follow up many of your transactions quickly over the web without going to the branch.
You can track your limit, risk and available balance.
You can track the activities of your Cash Card and their payment due dates.
You can monitor your current debt and pay any amount you wish to your Cash Card.

Transfer Integration

This is a Cash Management Product and ensures that the collections of companies that make collections via Money Transfer are made in our bank's system in an error-free, fast and practical way.

Payments made to your company by third parties are made by our Bank's branches through a special collection screen prepared for your company and payment information is sent to your company electronically; thus, an automatic record is created in your company's accounting system.

Advantages of Transfer Integration

With this system, you will gain a significant advantage over your competitors by increasing the number of collection points your customers can reach.
Since the collections made will be sent to your company electronically, you can perform automatic accounting and as a result, your collection operations will become easier.
Collections are made with a customer code, which will enable you to easily track which customer has paid what amount.

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General Information

Direct Debiting System – DDS

Features of Direct Debiting System

Advantages of Direct Debiting System

Direct Debiting System Functioning

Fuel Payment Systems

Advantages of Fuel Payment System

Cash Card

Cash Card for Companies Selling Goods / Services

Advantages of Cash Card;

Cash Card for Companies Purchasing Goods / Services

Advantages of Cash Card

Transfer Integration

Advantages of Transfer Integration

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